Which of the following describes indirect costs of injury?

Indirect costs of injury refer to the broader economic impact that an injury can have beyond immediate medical expenses. These costs can include loss of employment and productivity, as they encapsulate the financial implications of an individual’s inability to work due to injury. When someone sustains an injury, they may be unable to perform their job, which leads to lost wages and potentially affects the overall productivity of the workplace or community.

Unlike direct costs, which are straightforward and typically include expenses directly associated with the treatment of the injury—such as medical care, rehabilitation services, and medical supplies—indirect costs involve the consequences of the injury that affect the victim’s capacity to contribute economically. These can include things like decreased quality of life, long-term unemployment due to injury, and the economic burden on the family or community. Understanding indirect costs is essential for a comprehensive evaluation of the impact of injuries beyond what is visible in bills and receipts.